- Category: Web Application
- Operating System: Any
Data Gear Customer Risk Profiling
Data Gear Customers Risk Profiling System (CRP) is a Realtime/offline solution which mainly helps in rating the risk of the bank customers in both Realtime (onboarding) and offline (on demand) CRP helps banks to keep an eye on the risk of their old and new customers and avails the facilities and tools which allows for a continuous monitoring on the continuous changes of the customers profiles . in order to recalculate their risk evaluation accordingly and notify the bank with the high risky customers Data Gear CRP system offers a complete integration with Data Gear ECM and Data Gear Workflow, in order to make it easier for the financial institution to complete their work flow investigation tasks in case of discovering high risk customers.
Must have the following business features:
- Realtime Risk Rating for the new/updated customers.
Offline Risk Rating:
- Initial Risk Rating for the already existed customers.
- On system configuration parameters change Risk Rating recalculation for all customers.
- Instant Risk Rating (Manual)
- Using DataGear ECM (Enterprise Case Management) Interface to manage the cases/alerts for the high risky customers either in Realtime or Offline CRP evaluation.
- Out of the box user interface and Workflow will be configured.
- The user can configure the CRP parameters values which will be included in the Customers Risk Rating score calculation.
- The system allows the user to add new parameters to the risk rating calculation and link those new parameters to the customer profile.
- The system allows the user to remove/enable/disable the risk rating parameters.
- The system allows the user to add new elements to the parameters used in the risk score calculation and allows for updating the risk rate of those elements.
- The system allows the user to edit the risk rating scaler and the thresholds of the three criteria of the risk rating (High, Medium and Low).
- The system allows for a manual risk rating for some customers with screens controlled by a multi-level workflow.
- The system allows for creating correlated elements (a new element formed from two or more other parameters’ elements [e.g., Nationality: Syrian and Occupation: Fisherman]) and given a new risk rating value.